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Which loan suits your needs?
What are the next steps?
Complete our pre-qualification and learn how much you can borrow to buy, refinance or investment.
If you would like to know more about the home loan process, have a chat with one of our experienced loan specialists today.
It's simple really. Make this loan yours with our online application form.
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Interest rates are applicable to new loan applications received from 26 October 2023 and are subject to change without notice. Terms, conditions and eligibility criteria apply, including minimum lending amounts.
Borrowers who acquired or applied for these products before this date may have a different interest rate.
~Terms and conditions, fees and charges, eligibility and lending criteria apply. Full details are available on application. The interest rate displayed for the Purple Basic Variable Home Loan is available for new loans with a minimum borrowing amount of $150,000 or increases to existing loans where the increased borrowing amount is $50,000 or more and, in all cases, where the LVR does not exceed 80%. Offer only applies to new loans, or loan increases, applied for on and from 18 April 2023. Rates may differ for existing borrowers. No package or other discounts apply. The following products are excluded from this offer: Parent equity, bridging, Land Rent Scheme, interest-only, investment, and building/construction loans. This offer is available for a limited time only and may be varied, withdrawn, or replaced at any time in INO Co-operate Bank’s sole and absolute discretion.
^Total Home Loan Package 3-Year is available to new qualifying loans for own-occupied (NHFIC Scheme Loans, Bridging, Building and Construction purposes not available) and where the LVR is less than or equal to 80% at the time of the loan origination. LVR means Loan to Value Ratio. We calculate your LVR and determine your eligibility for this rate when we assess your loan. A higher LVR may result in a different interest rate. Minimum loan amount of $50,000 applies. The Total Home Loan Package has an annual fee of $395. We apply the discounted fixed rate on loan settlement date or the date of the fixed rate period commences unless a rate lock applies. At the end of the fixed period, the interest rate will revert to the prevailing standard rate applicable at that time for the remainder of the loan.
*The comparison rate shown is calculated for a $150,000 secured loan repaid monthly over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
All applications for credit are subject to INO Co-operate Bank’s credit assessment criteria. Terms and conditions are available on request.Fees and charges apply. This information is available on our website www.INOcooperateBank.com, by calling to request a copy or by visiting a branch.
All loans are provided by INO Co-operate Bank © 2023.
